Your DGC Benefits Plan provides you and your family with valuable, affordable mental and physical health coverage and financial protection if you experience an illness, injury or disability. In this section, we explain how the plan works and what’s covered under each level.
The DGC Benefits Plan is funded by producer contributions (and contractually obligated member contributions from some Quebec-based collective agreements). Producers contributions to the plan are based on contribution rates negotiated by the DGC.
Each year, you’ll receive an “automatic” coverage level based on the producer contributions remitted on your behalf during the prior 24 months (ending June 30).
If you just joined the DGC and don’t have a contribution history, your automatic coverage level will be determined differently. It will be based on contributions received up to June 30th in the year you joined. For example, for the 2025 plan year, this means your producer contributions from July 1, 2022 to June 30, 2024.
You get at least Basic Coverage in the year you join and the following year.
